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Discover Student Loans

Discover provides families with affordable loan choices, including federal Stafford loans with zero fees, federal Parent PLUS and Grad PLUS loans with interest rate discounts, and private loans with zero fees and a 2% cash reward upon graduation. Discover works with schools to certify private loans and disburses funds directly through the school, so families only borrow as much as they truly need. And Discover’s borrower benefits can help families save hundreds of dollars on the total cost of each loan.

They offer low-cost Federal Stafford Loans, including subsidized and unsubsidized loans and Certified Private Loans – totaling up to 100% of your college expenses.

For both Federal Stafford Loans and Certified Private Loans, you won’t have to make any payments while you are enrolled in school at least half-time. Our private loans have zero fees and a 2% Graduation Reward – that’s zero up-front cost and a 2% cash reward on your outstanding principal balance at graduation.

Certified Private Loans for College Students

Certified private loans help supplement your other sources of financial aid, giving you the flexibility to cover up to 100% of your college expenses. Our certified private loans come with zero up-front fees and a 2% Graduation Reward. That’s a 2% cash reward on your outstanding principal balance at graduation. And you won’t have to make any payments while you are enrolled in school at least half-time.

Federal Stafford Loans for College Students

Federal Stafford Loans have low interest rates. And you won’t have to make any payments while you are enrolled in school at least half-time.

There are two kinds of Federal Stafford loans:

* The Subsidized Stafford – The government pays the interest that accrues while you are enrolled in school at least half-time. You are eligible for this type of loan based on your financial need.
* The Unsubsidized Stafford – You are responsible for paying all the interest that accrues, although you will not have to begin payments until after you graduate or enroll in school less than half-time. You are eligible for this type of loan regardless of financial need.

About Discover Financial Services

Discover Financial Services (NYSE: DFS) is a leading credit card issuer and electronic payment services company with one of the most recognized brands in U.S. financial services. Since its inception in 1986, the company has become one of the largest card issuers in the United States. The company operates the Discover card, America’s cash rewards pioneer, and offers student and personal loans, as well as savings products such as certificates of deposit and money market accounts. Its payments businesses consist of Discover Network, with millions of merchant and cash access locations; PULSE, one of the nation’s leading ATM/debit networks; and Diners Club International, a global payments network with acceptance in 185 countries and territories.

Since Discover’s national launch in 1986, we have continuously been a leading innovator and driver of change in the credit card industry. From the outset, Discover has worked to expand the network, which connects millions of merchant and cash access locations, as well as markets and supports a full range of credit, debit and prepaid cards, including the Discover Card.

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