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Citibank Student Loans

Citibank student loans are a fantastic way for paying the difference on your college tuition. The main product offered by Citibank other than the federal subsidized and unsubsidized loans is the CitiAssist Loan. The CitiAssist Loan is available for all types of students including undergraduates, graduates, law students, medical students and even high school students.

Why The Citibank Student Loan Is So Popular Among Students?

The popularity of Citibank student loan is owed to the fact that this institution offers unsecured student loans. This means that when you apply for a Citibank student loan you need not offer any mortgage or guarantee for it. However, before you think that this is the best thing you have heard yet, note that the interest charged by Citibank as well as Sallie Mae Signature, i.e. it is enormous. This is because when these financial institutions offer you this loan they expose themselves to a very high risk – the risk that you might not get a proper job on time to start repaying.

Citibank student loans are available as private sources of lending as well as through the federal Stafford loan program. One of the advantages of applying for Citibank student loans is they offer private loan funds suitable for all credit types, and will loan $1,000 to $120,000 per year outside of federal loan guidelines. Getting private student loans is a great way to pay for an expensive college and make up differences in funding that federal sources (which will loan $5,500 to $20,500 per year depending on class status and finances) cannot quite meet.